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# Financial Advice Perth | Financial Advice Dunsborough | Wealth Collective

Create your own wildly successful financial life

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## Posts

- [What happens to super when you die: Your Australian guide](https://wealthcollective.co/what-happens-to-super-when-you-die/) - When you pass away, what happens to your superannuation? Many people assume it automatically becomes part of their estate and gets handled by their Will, just like a house or a bank account. This is one of the most common—and most costly—misconceptions in Australian financial planning. In reality, your super is a separate financial asset
- [A Guide to Transition to Retirement Pensions in Australia](https://wealthcollective.co/transition-to-retirement-pensions/) - So, what exactly is a Transition to Retirement (TTR) pension? Put simply, it’s a clever strategy that lets you tap into your super as a regular income stream once you hit your preservation age, even if you’re still working. It’s designed to do one of two things: either help you cut back your work hours
- [How Much Super Do I Need To Retire: A Guide to Your Magic Number](https://wealthcollective.co/how-much-super-do-i-need-to-retire/) - Trying to pin down the exact amount of super you need for retirement can feel like shooting at a moving target. The Association of Superannuation Funds of Australia (ASFA) offers a helpful starting point: they suggest a goal of $595,000 for a single person wanting a 'comfortable' lifestyle, and $690,000 for a couple. But these
- [What Is Superannuation in Australia? Your Practical Retirement Savings Guide](https://wealthcollective.co/what-is-superannuation-in-australia/) - At its core, superannuation is Australia's system for ensuring we all save for retirement. Think of it as a long-term savings plan, but with a critical feature: your employer is legally required to contribute to it for you. This system, known as the Superannuation Guarantee (SG), is designed to build a nest egg to fund

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- [Blog](https://wealthcollective.co/blog/) - binding death nomination What happens to super when you die: Your Australian guide Read More » January 26, 2026 No Comments australian super guide What Is Superannuation in Australia? Your Practical Retirement Savings Guide Read More » January 25, 2026 No Comments financial advice How Much Super Do I Need To Retire: A Guide to
- [About](https://wealthcollective.co/about/) - About Us Tailored financial advice to protect your wealth, grow your investments, and secure your retirement Get started Our Process Wealth Collective Financial Advice was founded in 2019 with one end in mind – financial advice done differently. No BS. No product pushing. No hard sell. Our process is simple and transparent. Your complimentary strategy session We
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- [Services](https://wealthcollective.co/services/) - Create your own wildly successful financial life Tailored financial advice to protect your wealth, grow your investments, and secure your retirement Get started Our services Proven strategies to help you thrive We offer a range of services designed to meet you wherever you are on your financial journey. Protection Plus Protection Plus simplifies personal insurance
- [Retirement Roadmap](https://wealthcollective.co/retirement-roadmap/) - Retirement Roadmap Your Guide to a Dream Retirement Clarity, confidence, and control—everything retirement should be Get started Retirement Roadmap Retirement is one of life’s biggest transitions, and Wealth Collective’s Retirement Roadmap is here to help you navigate it with confidence.Designed for individuals aged 50+, this service equips you with the tools, advice, and strategies to
- [Protection Plus](https://wealthcollective.co/protection-plus/) - Protection Plus Your Financial Safety Net Life can be unpredictable, but your financial future doesn’t have to be Get started Protection Plus Protection Plus by Wealth Collective is designed to give you confidence and peace of mind by reviewing and optimizing your personal insurance and superannuation. Whether you’re securing your family’s future, protecting your income, or
- [Privacy Policy](https://wealthcollective.co/privacy-policy/) - Privacy policy This policy applies to Australian Financial Services Licensee Wealth Collective Adviser Services Pty Ltd (“WCAS”), and all our Authorised Representatives. This policy sets out how WCAS collect and manage personal information we collect from you. The Privacy Act 1988 requires us to handle personal information in accordance with the Australian Privacy Principles. What type
- [Guided Growth](https://wealthcollective.co/guided-growth/) - Guided Growth Unlock Your Financial Potential Are you ready to make your money work as hard as you do? Get started Guided Growth Wealth Collective’s Guided Growth service is designed for individuals aged 30-50 who are ready to take their wealth-building to the next level.If you’ve got more than $250,000 to invest—whether it’s cash or
- [Contact](https://wealthcollective.co/contact/) - Contact Us Tailored financial advice to protect your wealth, grow your investments, and secure your retirement Get started Contact us Feel free to reach out using the details below.Alternatively, please use the chat widget to find out more about our services. 67 Howe St, OSBORNE PARK WA 6017 6/20 Faure Lane, DUNSBOROUGH WA 6281 Monday

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- [Wealth Collective Home Page](https://wealthcollective.co/?elementor_library=wealth-collective-home-page) - Create your own wildly successful financial life Tailored financial advice to protect your wealth, grow your investments, and secure your retirement Get started Our services Why choose Wealth Collective? We know that finances can feel overwhelming.That’s why we break everything down into easy-to-understand advice you can act on with confidence.With more than 50 years of
- [Wealth Collective Diclosure Page](https://wealthcollective.co/?elementor_library=wealth-collective-diclosure-page) - Terms of service Welcome to Wealth Collective! These Terms of Service outline the rules and regulations for using our website and engaging with our financial advice services. By accessing this website or using our services, you agree to comply with these Terms of Service. 1. About us Wealth Collective Fiancial Advice is a financial advice business based
- [Wealth Collective Services Page (NEW)](https://wealthcollective.co/?elementor_library=wealth-collective-services-page-new) - Guided Growth Unlock Your Financial Potential Are you ready to make your money work as hard as you do? Get started Our services Guided Growth Wealth Collective’s Guided Growth service is designed for individuals aged 30-50 who are ready to take their wealth-building to the next level.If you’ve got more than $250,000 to invest—whether it’s
- [Wealth Collective Services Page](https://wealthcollective.co/?elementor_library=wealth-collective-services-page) - Protection Plus Your Financial Safety Net Life can be unpredictable, but your financial future doesn’t have to be Get started Our services Protection Plus Protection Plus by Wealth Collective is designed to give you confidence and peace of mind by reviewing and optimizing your personal insurance and superannuation. Whether you’re securing your family’s future, protecting your
- [Wealth Collective Bottom Page CTA (Mobile)](https://wealthcollective.co/?elementor_library=wealth-collective-bottom-page-cta-mobile) - Start securing your future today Your journey to financial security starts with a single step.Book your free 10 minute call today, and let us show you how Protection Plus can help you protect your future, grow your wealth, and live with confidence. Get started
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- [Wealth Collective FAQ](https://wealthcollective.co/?elementor_library=wealth-collective-faq) - Protection Plus FAQ What does Protection Plus cover? Protection Plus is focused on two key areas:Personal Insurance: We review your Life, TPD, Trauma and Income Protection to ensure you have the right level of cover for your needs, compare insurers for value and quality, and help structure policies to minimize the impact on your budget.Superannuation:
- [Wealth Collective Image w/ 3 Icon Bullets](https://wealthcollective.co/?elementor_library=wealth-collective-image-w-3-icon-bullets) - The Wealth Collective experience What sets us apart? Personalised service Every piece of advice is tailored to your unique circumstances, goals and priorities Easy, stress-free process We take care of the hard work so you can focus on living your life Satisfaction guaranteed If you’re not 100% satisfied, we’ll make it right or refund your
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- [Wealth Collective Heading & Text](https://wealthcollective.co/?elementor_library=wealth-collective-heading-text) - Why choose Wealth Collective? We know that finances can feel overwhelming.That’s why we break everything down into easy-to-understand advice you can act on with confidence.With more than 50 years of combined experience, our team of award-winning Financial Advisers offers personalised solutions that fit your unique goals.
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## Categories

- [Retirement Roadmap](https://wealthcollective.co/category/retirement-roadmap/)

## Tags

- [transition to retirement pensions](https://wealthcollective.co/tag/transition-to-retirement-pensions/)
- [ttr strategy](https://wealthcollective.co/tag/ttr-strategy/)
- [superannuation australia](https://wealthcollective.co/tag/superannuation-australia/)
- [retirement planning](https://wealthcollective.co/tag/retirement-planning/)
- [financial advice](https://wealthcollective.co/tag/financial-advice/)
- [how much super do i need to retire](https://wealthcollective.co/tag/how-much-super-do-i-need-to-retire/)
- [superannuation target](https://wealthcollective.co/tag/superannuation-target/)
- [retirement income](https://wealthcollective.co/tag/retirement-income/)
- [what is superannuation in australia](https://wealthcollective.co/tag/what-is-superannuation-in-australia/)
- [superannuation explained](https://wealthcollective.co/tag/superannuation-explained/)
- [grow your super](https://wealthcollective.co/tag/grow-your-super/)
- [australian super guide](https://wealthcollective.co/tag/australian-super-guide/)
- [what happens to super when you die](https://wealthcollective.co/tag/what-happens-to-super-when-you-die/)
- [superannuation death benefits](https://wealthcollective.co/tag/superannuation-death-benefits/)
- [estate planning australia](https://wealthcollective.co/tag/estate-planning-australia/)
- [binding death nomination](https://wealthcollective.co/tag/binding-death-nomination/)