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Guided Growth
Unlock Your Financial Potential
Are you ready to make your money work as hard as you do?
Guided Growth
Wealth Collective’s Guided Growth service is designed for individuals aged 30-50 who are ready to take their wealth-building to the next level.
If you’ve got more than $250,000 to invest—whether it’s cash or available equity against your home or investment property portfolio—this is the perfect program to help you maximise your potential.
Guided Growth helps you drastically accelerate your path to financial freedom by doing more with your income and assets.
It’s about creating a clear strategy, making smarter financial choices, and taking confident steps toward your goals.
Whether your dream is to retire early, build a $5M portfolio, or simply enjoy financial independence, we’ll guide you every step of the way.
Your financial journey is unique
Build wealth on your terms
Guided Growth helps you do more with your income and assets, accelerating your journey to financial freedom.
From clearly defining your goals to crafting a plan that works for your unique circumstances, we’re here to guide you every step of the way.
Get clear on your end goal
We'll work with you to define what success looks like to you. Whether it’s retiring early, achieving a set wealth target, or having the flexibility to work because you want to—not because you have to.
Navigate big decisions
Whether it's a property transaction, a new business, or changes to your surplus income, we'll guide you through the complexities of every major financial choice.
Optimised ownership
We help you choose the right ownership structure or investment vehicle—whether it’s individual, joint, company, or family trust—to reduce tax and maximise returns.
Tailored investment strategies
Understand the difference between ‘good debt’ and ‘bad debt’ and how to invest in a tax-effective way.
Maximise your resources
We’ll show you how to make your money work as hard as you do, using strategies like gearing, debt recycling, and more for maximum financial impact.
Build high-quality assets
We’ll help you build a diversified portfolio of quality investments that provide sustainable, long-term growth.
Accelerate home loan pay-off
Learn how to use investment income and tax refunds to pay off your home loan faster without sacrificing your investment potential.
Visualise your future
We create detailed financial models to show you how debt, non-super assets, and superannuation can work together to form a cohesive strategy that drives you closer to your goals.
A clear path towards financial freedom
Why choose Guided Growth?
Beyond the basics
This isn't just about paying off your home loan. Guided Growth opens your eyes to smarter ways to grow your wealth.
Unmatched expertise
Our Financial Advisers bring decades of experience and proven strategies to help you achieve your goals faster than you thought possible.
Tailored to your life stage
We understand the challenges and opportunities for those in their 30's and 40's, and we’re here to help you make the most of this crucial phase of life.
Guided Growth FAQ
What does Guided Growth cover?
Guided Growth helps you turn your income and assets into a powerful engine for building wealth, tailored to your unique goals and life circumstances.
Unlike many advisers who focus solely on one aspect of your finances, Guided Growth provides a holistic approach.
We integrate property, superannuation, and other investments into a cohesive strategy designed for rapid wealth-building.
Do I really need $250,000 to get started with Guided Growth?
Yes, Guided Growth is designed for clients with at least $250,000 to invest, whether it’s cash, available equity in your home, or an investment property portfolio.
This ensures we can implement strategies that deliver meaningful results.
If you’re close to this amount but unsure, book a free strategy session, and we can assess your options together.
Is this service only for people who own property?
Not at all.
Whether your wealth-building focus is property, shares, or a mix of both, Guided Growth caters to your preferences.
We’ll create a plan tailored to your goals and help you build a diversified portfolio that works for your situation.
What if I’m planning to take time out of the workforce or reduce to a single income?
Guided Growth is perfect for families planning around changes like time out of the workforce or moving to a single income.
We’ll account for these life events in your strategy to ensure your financial goals stay on track, no matter what.
I’m a business owner with irregular income—can this still work for me?
Absolutely.
Guided Growth is tailored to unique financial situations, including business owners with variable cash flow.
We’ll create a flexible strategy that aligns with your income patterns while maximizing tax efficiency and wealth-building potential.
Is the initial strategy session really free? What’s the catch?
Yes, it’s genuinely free.
There’s no obligation to proceed after the session.
We use it to understand your goals and financial situation and outline how Guided Growth could work for you.
If you’re not completely confident in the value we can deliver, you’re free to walk away.
How much of my time will this process take?
We’ve designed Guided Growth to be as hands-off as possible for you.
After the initial strategy session and providing any required information, our team takes care of the heavy lifting.
You’ll have a clear plan with regular updates to keep you in the loop.
How quickly can I start seeing results
Many clients see immediate benefits, like clarity on their financial goals, tax savings, or smarter strategies to optimize their income and assets.
While long-term growth takes time, we aim to deliver quick wins where possible.
What happens if my goals or circumstances change?
Life happens, and we’re here for the long haul.
Your strategy is flexible and can be adjusted to accommodate changes, whether it’s a shift in income, family plans, or new financial goals.
Ready to accelerate your wealth creation?
Book your free 10 minute intro call today, to learn how Guided Growth can fast-track your financial success
We’ll take care of the heavy lifting, so you can focus on living your life while your money works harder than ever before
Ready to accelerate your wealth creation?
Book your free 10 minute intro call today, to learn how Guided Growth can fast-track your financial success
We’ll take care of the heavy lifting, so you can focus on living your life while your money works harder than ever before