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Retirement Roadmap
Your Guide to a Dream Retirement
Clarity, confidence, and control—everything retirement should be
Retirement Roadmap
Retirement is one of life’s biggest transitions, and Wealth Collective’s Retirement Roadmap is here to help you navigate it with confidence.
Designed for individuals aged 50+, this service equips you with the tools, advice, and strategies to make the most of your golden years—without the fear of running out of money.
Our Retirement Roadmap is about more than just numbers; it’s about creating a clear vision for your future and putting a plan in place to achieve it.
Your dream retirement starts with a plan
From dream to reality
Our Retirement Roadmap service guides you through every financial decision, ensuring you retire with clarity, confidence, and control over your future.
Our mission is to simplify the complexities of retirement planning, giving you a clear path to financial security and the lifestyle you deserve.
Whether you’re dreaming of travel, family time, or simply a stress-free lifestyle, we’ll create a customised plan to make your vision a reality.
Envision your ideal lifestyle
Together, we’ll clarify what retirement means to you and determine how much income you’ll need to live comfortably.
Avoid running out of money
Get a clear plan for how long your savings will last and how to stretch them further.
Smart investment decisions
Create a portfolio with the right mix of risk and return—so you can sleep easy at night.
Superannuation optimisation
Compare your current super fund to alternatives, reduce fees, and maximise returns.
Maximise tax benefits
Take full advantage of concessional, non-concessional, and downsizer contribution caps to grow your wealth tax-free.
Property planning
Decide whether to upgrade, downsize, or transition from investment properties into more liquid assets while minimising tax obligations.
Maximise government entitlements
From the Age Pension to other benefits, we’ll ensure you don’t leave money on the table.
Scenario planning
Explore various pathways, from retiring fully to transitioning into part-time work, and see how each impacts your lifestyle.
Dynamic modelling
Visualise best, worst, and likely-case scenarios, so you’re prepared for whatever comes your way.
Tailored advice for a retirement you’ll love
Why choose Retirement Roadmap?
Client-focused advice
Your goals, needs, and peace of mind are at the heart of everything we do.
Decades of expertise
Our advisers are trusted by clients across Australia to deliver tailored, results-driven plans.
Comprehensive support
We guide you every step of the way, answering your questions and simplifying complex decisions.
Retirement Roadmap FAQ
What is the Retirement Roadmap service?
The Retirement Roadmap is a personalised financial planning service for individuals aged 50+ who want to make the most of their retirement.
It’s designed to help you clarify your retirement goals, optimise your investments and superannuation, and map out a clear path to a financially secure future.
Do I need to have a lot of money saved to benefit from this service?
Not at all.
The Retirement Roadmap is designed to help anyone who wants to optimise their financial position, but is best suited to those aged 50+
Will this service help me decide if I need to work longer or retire earlier?
Absolutely.
One of the key features of the Retirement Roadmap is scenario modelling.
We’ll show you how working part-time, retiring earlier, or making other adjustments could impact your lifestyle and financial security.
Can this service help me if I’m considering downsizing or selling properties?
Yes.
We’ll guide you through the financial and tax implications of downsizing, selling, or transitioning from property investments to more liquid assets—so you can make informed, strategic decisions.
Does it include advice on my superannuation fund?
Yes!
We provide a detailed comparison of your current super fund against other options.
Our focus is on reducing fees, improving returns, and helping you make the most of tax benefits as you approach retirement.
What happens during the free strategy session?
The free strategy session is a no-pressure meeting where we’ll get to know you, your goals, and your current financial situation.
We’ll outline how the Retirement Roadmap could help you and answer any questions you have.
By the end, you’ll have a clear idea of the next steps.
How long does it take to create my Retirement Roadmap?
The process typically takes 3-4 weeks from start to finish, depending on the complexity of your situation.
You’ll see clear progress from the very first session and receive regular updates along the way.
How is the Retirement Roadmap different from other financial planning services?
Unlike generic advice, the Retirement Roadmap is tailored to your unique goals and circumstances.
Whether it’s managing risk, downsizing property, or maximising your super, our experienced advisers work with you to create a custom plan that considers every angle of your retirement.
What if I’m not sure this service is right for me?
That’s exactly why we offer the free strategy session.
It’s an opportunity to explore the service without any commitment.
If you don’t feel it’s the right fit, there’s no obligation to continue.
How do I get started?
It’s simple—just book your free strategy session through our website (hit ‘get started’) or by calling us directly.
From there, we’ll handle the rest and guide you every step of the way.
Ready to create your retirement roadmap?
Your dream retirement won’t plan itself—but it starts with one simple step
Book your free 10 minute intro call today, to get personalised advice and take the first step toward a secure, fulfilling future
Ready to create your retirement roadmap?
Your dream retirement won’t plan itself—but it starts with one simple step
Book your free 10 minute intro call today, to get personalised advice and take the first step toward a secure, fulfilling future